Bad Credit or No Credit

Bad credit is curable at South Pointe Toyota, where we provide competitive car financing rates and credit rebuilding options for all of our customers.

Many people don't know that car financing can be one of the fastest ways to re-establish your credit rating, or to pull yourself out of the no-credit catch 22 (having no credit, but needing a loan to establish your credit rating).

We also offer a variety of competitive low percent financing rates for our customers with good credit, and you can even find 0 percent and 1 percent rates on select new Toyota vehicles. Owning the vehicle of your dreams is more affordable than you imagine at South Pointe.

With our finance professionals, we will help you develop a credit rebuilding plan that works for your budget. Our priority is to get you on the road in a vehicle that you will love, and we will help you find a car or truck that suits your needs with low monthly payments that you can afford.

Low credit and bad credit are not the same thing. If you haven't taken out a car loan before, or this is your first time purchasing a vehicle, we can help you get started with special plans and rates for first-time buyers. Fill out our online car credit application and get pre-approved today! We have approved countless customers from across Alberta including South Calgary, Okotoks and High River.